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Shopclues Coupons

Shopclues Coupons & Discount Codes | Promo Code January 2019

Shopclues is first of its kind managed marketplace in India. It offers a safe, secure, and trusted online shopping environment to the customers by connecting both the buyers and sellers. They not only offer their customers with advanced technology but also provide best customer service and an amazing selection of products. Shopclues has a dynamic merchant approval process which ensures that the buyers get the highest quality and 100% authentic products at best prices.

You can buy anything and everything from Shopclues.com, right from lifestyle products, women’s clothing, home appliances, laptops, electronics, mobiles, home and kitchen products, shoes, fashion products, et al. Get exclusive deals, offers, and discounts from Shopclues through CouponsJi.

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  • UP TO 70% OFF ACTIVATE OFFER

    Get Up To 70% OFF on Power Banks

    Shopclues presents Deal on Power Banks. Get Up To 70% OFF on Power Banks and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 25, 2019
    • Viewed 82 times
  • UP TO 80% OFF ACTIVATE OFFER

    Get Up To 80% OFF on Audio Store

    Shopclues presents Deal on Audio Products. Get Up To 80% OFF on any Audio and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 14, 2019
    • Viewed 75 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% OFF on Home & Kitchen

    Shopclues presents Deal on Appliances. Get Up To 50% OFF on any Home, Kitchen Appliances and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 12, 2019
    • Viewed 57 times
  • UP TO 60% OFF ACTIVATE OFFER

    Get Up To 60% OFF on Footwear

    Shopclues presents Deal on Footwear. Get Up To 60% OFF on any type of Footwear and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 5, 2019
    • Viewed 55 times
  • UP TO 20% OFF ACTIVATE OFFER

    Get Up To 20% OFF on Nutrition & Supplements

    Shopclues presents Deal on Health Products. Get Up To 20% OFF on any Nutrition, Supplements and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer". ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 7, 2019
    • Viewed 87 times
  • UP TO 20% OFF ACTIVATE OFFER

    Up To 20% OFF on Nutrition & Supplements

    Shopclues presents Deal on Health Products. Get Up To 20% OFF on any Nutrition, Supplements and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer". ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 55 times
  • UP TO 45% OFF ACTIVATE OFFER

    Get Up To 45% OFF on Pendrives

    Shopclues presents Deal on Electronics Products. Get Up To 45% OFF on any Pendrive and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 65 times
  • UP TO 89% OFF ACTIVATE OFFER

    Shopclues deal - Get Up to 89% OFF on WQomen sarees

    Shopclues presents deal on Women Sarees. Now get Up to 89% OFF on all beautiful women sarees across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 57 times
  • UP TO 80% OFF ACTIVATE OFFER

    Shopclues Deal on Men's Accessories - Get Up to 80% OFF

    Shopclues presents deal on Men accessories. Now get Up to 80% OFF on all Men accessories across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 59 times
  • UP TO 85% OFF ACTIVATE OFFER

    Shopclues deal on Sarees - get Up to 85% OFF

    Shopclues presents deal on sarees. Now get Up to 85% OFF on the wide range of Women Sarees across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 12, 2019
    • Viewed 53 times
  • 60% OFF ACTIVATE OFFER

    Get Juicers & Mixer Grinders at 60% OFF

    Shopclues offers Mega Home Sale, where you will get upto 80% off on everything. No Coupon code required to avail the offer. Offers valid on Mobiles, Computers, Electronics, Home, Kitchen and much more.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 12, 2019
    • Viewed 87 times
  • UNDER RS 99 ACTIVATE OFFER

    Going Back Home? Get Deals Under Rs 99

    ShopClues presents Night Out Sale. Get Flat Deal on just everything across the site under Rs 99. o extra charge for Shipping & COD. Also, get Extra 15% Cashback on First Pre-Paid orders. Use Coupon Code during checkout to avail this Deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 24, 2019
    • Viewed 59 times
  • UP TO 80% OFF ACTIVATE OFFER

    Get Up To 80% OFF on Headphones

    ShopClues presents deal on Headphones. Get Up To 80% OFF on all Headphones brands. Offer is valid for all users. No Coupon Code required to avail the deal, just click on "Activate Offer" to avail the deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 6, 2019
    • Viewed 90 times
  • UP TO 60% OFF ACTIVATE OFFER

    Get Up To 60% OFF on Laptops

    ShopClues presents deal on Laptops. Get Up To 60% OFF on all Branded Laptops. Offer is valid for all users. No Coupon Code required to avail the offer, just click on "Activate Offer" to avail the deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 5, 2019
    • Viewed 52 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% OFF on Home Furnishing Combos

    ShopClues presents deal on All Furniture. Get Up To 50% OFF on Home Furnishing Combos. Offer is valid for all users. No Coupon Code required to vail the offer, just click on "Activate Offer" to avail the deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 25, 2019
    • Viewed 72 times
  • UP TO 90% OFF ACTIVATE OFFER

    Up To 90% OFF - The Ultimate Gadget Accessories Sale

    ShopClues presents deal on Gadgets & Accessories. Get Up To 90% OFF on all Gadgets & Accessories products across the site. Offer is valid for products like Computer Accessories, Mobile Gadgets & Accessories, Fashion & Footwear and much more. No Coupon Code req ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 55 times
  • UP TO 80% OFF ACTIVATE OFFER

    Get Up To 80% OFF on Headphones

    ShopClues presents deal on Headphones. Get Up To 80% OFF on all Headphones and Accessories. Offer is valid for all users. No Coupon Code required to avail the discount, just click on "Activate Offer" to avail this deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 24, 2019
    • Viewed 53 times
  • UP TO 70% OFF ACTIVATE OFFER

    Get Up To 70% OFF on Power Bank

    ShopClues presents deal on Power Bank. Get Up To 70% OFF on all Power Banks brands. Offer valid for all users and no Coupon Code required. Just click on "Activate Offer" to avail the deal.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 52 times
  • UP TO 80% OFF ACTIVATE OFFER

    Auto Store Accessories - Up To 80% OFF

    ShopClues presents deal on Automobile & Bike Accessories products. Get Up To 80% OFF on Accessories like Engine Oils, Speakers, Pedal Covers and much more. Offer is valid for every user. No Coupon Code required to avail the discount.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 14, 2019
    • Viewed 52 times
  • UP TO 60% OFF ACTIVATE OFFER

    Get Up To 60% OFF on Men's T-Shirts

    Grab an Amazing Offer on Men's T-Shirts. Get Up To 60% OFF. Check the offer page for more.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 14, 2019
    • Viewed 67 times
  • UP TO 60% OFF ACTIVATE OFFER

    Get Up To 60% OFF on Home & Kitchen

    Get best deals on bestselling Home & Kitchen furniture only on shopclues. Gey 40% to 60% off on products listed on the offer page. Don't miss it, grab it now.

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 30, 2019
    • Viewed 65 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% OFF on Home Theater

    TataCliq presents Up To 50% OFF on Home Theater. Check the offer page for more details.

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 30, 2019
    • Viewed 54 times
  • TRIPLE VALUE FRIDAY ACTIVATE OFFER

    Products Under Rs.199 + Free Shipping + Free Cash On Delivery

    Get Products Under Rs.199 + Free Shipping + Free Cash On Delivery On Triple Value Friday. Products Like Personal, Kitchen, Furnishing To Choose. Just Add Your Favourite Product To The Cart And The Offer Will Be Applied Automatically. Offer May Not Be Valid On ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 60 times
  • FIRST TIME USERS ACTIVATE OFFER

    Flat 100% SuperCash On Making Payment Through Mobikwik Wallet

    Get Flat 100% SuperCash On Making Payment Through Mobikwik Wallet. Maximum SuperCash Of Up to Rs.100 Can Be Availed. Offer Valid For First Time Users Only. Check The Offer Page For More Details. In Order To Avail This Offer. Just Click On The "Active Offer" Op ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 18, 2019
    • Viewed 81 times
  • UP TO RS.75 CASHBACK ACTIVATE OFFER

    Up to Rs.75 Cashback On Making Payment Through Freecharge Wallet

    Get Up to Rs.75 Cashback On Making Payment Through Freecharge Wallet. No Promo Code Is Required. Offer Valid Once Per User. Make The Payment Through Freecharge Wallet To Avail The Offer. In Order To Avail This Offer. Just Click On The "Active Offer" Option. Of ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 4, 2019
    • Viewed 56 times
  • FLAT 10% CASHBACK ACTIVATE OFFER

    Flat 10% Cashback On Making Payment Through Airtel Payments Bank

    Get Flat 10% Cashback On Making Payment Through Airtel Payments Bank. Maximum Cashback Of Up to Rs.100 Can Be Availed. Offer Valid Once Per User. In Order To Avail This Offer. Just Click On The "Active Offer" Option. Offer Valid For A Limited Period Of Time. ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 24, 2019
    • Viewed 51 times
  • FLAT 5% CASHBACK ACTIVATE OFFER

    Flat 5% Cashback On Making Payment Through Vodafone M-Pesa

    Get Flat 5% Cashback On Making Payment Through Vodafone M-Pesa. Maximum Cashback Of Up to Rs.150 Can Be Availed. Offer Valid Once Per User Per Month. The cashback will be credited within 1 working day. In Order To Avail This Offer. Just Click On The "Active Of ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 20, 2019
    • Viewed 88 times
  • JUICERS & MIXERS COMBO ACTIVATE OFFER

    Buy Juicers & Mixers starting at Rs.299

    Shopclues presents a great offer on Juicers & Mixers. Buy Juicers & Mixers starting at Rs.299. Check the offer page for more details. In order to avail this offer, just click on the "Active Offer" option.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 4, 2019
    • Viewed 88 times
  • AT RS 199 code

    Fitness Store Starting at Rs 199

    Shopclues presents Deal on Fitness Store. Get all Fitness products starting at Rs 199. Offer is valid for all Users and product categories like Nutrition & Supplements, Fitness, Health Care, Sports, Adventure products and much more. A Flat discount of Rs 40 ca ... Show More

    PREPAID40 GET COUPON CODE
    • Verified
    • Valid till Feb 18, 2019
    • Viewed 72 times
  • AT RS 149 code

    Coolest Bean Bags Starting at Rs 149

    Shopclues presents Deal on Bean Bags. Get Cool Bean Bag products starting at Rs 149. Offer is valid for all Users and product SKUs. A Flat discount of Rs 40 can be availed on a minimum order value of Rs 149. Use Coupon Code during checkout to avail the discoun ... Show More

    PREPAID40 GET COUPON CODE
    • Verified
    • Valid till Jan 24, 2019
    • Viewed 50 times
  • AT RS 99 code

    Fashion Fiesta Sale Starting at Rs 99

    Shopclues presents Fresh Fashion Deal. Get Fashion & Lifestyle products starting at Rs 99 for Men, Women and Kids. Offer is valid for all Users and product categories like Fashion, Footwear, Jewellery, Watches, Toys, Baby Accessories, Automotive, Sport and muc ... Show More

    PREPAID40 GET COUPON CODE
    • Verified
    • Valid till Feb 19, 2019
    • Viewed 57 times
  • UP TO 50% OFF ACTIVATE OFFER

    Up To 50% OFF on Kurtis

    Shopclues presents I-Day Deal. Get Up To 50% OFF on all Kurtis across the site. Offer is valid for all User on all category design. No Coupon Code required to avail the deal, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 12, 2019
    • Viewed 63 times
  • UP TO 80% OFF ACTIVATE OFFER

    Up To 80% OFF on Men Sports Wear

    Shopclues presents I-Day Deal. Get Up To 80% OFF on all Men's Sports Wear across the site. Offer is valid for all User on all Brands like Puma, Adidas, Reebok, Nike and much more. No Coupon Code required to avail the deal, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 14, 2019
    • Viewed 75 times
  • UP TO 45% OFF code

    Up To 45% OFF on Storage Devices

    Shopclues presents Deal on Storage Devices. Get Up To 45% OFF on all Storage Devices across the site. Offer is valid for all USers on categories like Hard Disk, Pen Drive, Charger and much more. No Coupon Code required to avail the discount, just click on "Act ... Show More

    No Code Required GET COUPON CODE
    • Verified
    • Valid till Jan 28, 2019
    • Viewed 65 times
  • AT RS 199 ACTIVATE OFFER

    Buy Curtains Starting from Rs 199

    Shopclues presents Deal on Home Decor. Get Colorful Curtains starting at Rs 199 across the site. Offer is valid for all Users on all categories across the site. No Coupon Code required to avail the deal, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 20, 2019
    • Viewed 69 times
  • AT RS 199 ACTIVATE OFFER

    Men's Clothing Starting at Rs 199

    Shopclues presents Deal on Men Fashion. Get Men's Fashion and Accessories products starting at Rs 199 across the site. Offer is valid for all Users on all categories like Formal, Casual, Party, Slim Fit, Ethnic and much more across the site. No Coupon Code req ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 29, 2019
    • Viewed 72 times
  • WOMENS WEA ACTIVATE OFFER

    Buy Womens Wear starting Rs.399

    Buy Womens Wear At Their Best Price Only At Shopclues. Women's Clothing Starting From Just Rs.399. Check The Offer Page For More Details. In Order To Avail This Offer, Just Click On The "Active Offer" Option.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 71 times
  • UP TO 80% OFF ACTIVATE OFFER

    Up To 80% OFF on Automotive Accessories

    Shopclues presents Deal on Automotive. Get Up To 80% OFF on all Automotive Tools, Spares & Accessories products across the site. Offer is valid in all categories for all Users. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 12, 2019
    • Viewed 84 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% OFF on Ethnic Wear

    Shopclues presents Deal on Ethnic Wear. Get Up To 50% OFF on all Women's Ethnic Wear Sarees across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 29, 2019
    • Viewed 79 times
  • UP TO 80% OFF ACTIVATE OFFER

    Get Up To 80% OFF on Just Everything

    Shopclues presents Deal on Just Everything. Get Up To 80% OFF on Home & Kitchen, Lifestyle & other Accessories. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 24, 2019
    • Viewed 81 times
  • AT RS 249 ACTIVATE OFFER

    Buy Kitchen Products Starting at Rs 249

    Shopclues presents Deal on Kitchen Products. Buy Kitchen and Dining Products Starting at Rs 249. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 19, 2019
    • Viewed 88 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% OFF on Sarees & More

    Shopclues presents Deal on Traditional Fashion. Get Up To 50% OFF on Sarees, Kurtas and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 76 times
  • UP TO 87% OFF ACTIVATE OFFER

    Get Up To 87% OFF on Powerbanks

    Shopclues presents Deal on Mobile Accessories. Get Up To 87% OFF on All Mobile Power Banks, Chargers, Data Cable, Pen-Drive and Accessories products across the site. Offer is valid for all Users in all categories. No Coupon Code required to avail the discount, ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 90 times
  • UP TO 50% OFF ACTIVATE OFFER

    Get Up To 50% Off Pen Drive

    Get up to 50% off on storage devices. Buy pen drives at their lowest price only at Shopclues. Check the offer page for more details. In order to avail this offer, just click on the "Active Offer" option.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 22, 2019
    • Viewed 87 times
  • UP TO 20% OFF ACTIVATE OFFER

    Get Up To 20% Off On Nutrition And Supplements

    Buy Nutrition and Supplements online at their best price only at Shopclues. Get up to 20% off on Nutrition and Supplements. check the offer page for more details. In order to avail This offer, just click on the "Active Offer" option.

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 11, 2019
    • Viewed 78 times
  • UP TO 40% OFF ACTIVATE OFFER

    Shopclues deal - Get Up to 40% OFF on Women Fashion jewelry

    Shopclues presents deal on Women Jewellery. Now get Up to 40% OFF on all Women fashion jewellery across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 72 times
  • UP TO 75% OFF ACTIVATE OFFER

    Shopclues Deal - Get Up to 75% OFF on cleaning supplies

    Shopclues presents deal on cleaning supplies. Now get Up to 75% OFF on all Cleaning supplies across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 15, 2019
    • Viewed 52 times
  • UP TO 40% OFF ACTIVATE OFFER

    Shopclues deal on Women Fashion Jewellery - Get Up to 40% OFF

    Shopclues presents deal on Women fashion jewellery. Now get up to 40% OFF on all beautiful jewellery for women across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer". ... Show More

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 13, 2019
    • Viewed 82 times
  • UP TO 86% OFF ACTIVATE OFFER

    Shopclues deal on Hardware Collection - Get Up to 86% OFF

    Shopclues presents deal on Hardware. Now get Up to 86% OFF on all hardware accessories across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Feb 14, 2019
    • Viewed 75 times
  • UP TO 40% OFF ACTIVATE OFFER

    Shopclues offer on Watch combos - get Up to 40% OFF

    Shopclues presents offers on watch combos. Now get Up to 40% OFF on watch combos across the site. This offer is valid for all users in all categories. No Coupon Code required to avail the discount. Just click on "Activate Offer".

    ACTIVATE OFFER
    • Verified
    • Valid till Jan 28, 2019
    • Viewed 55 times

When does Shopclues return or replace a product?

In any of the following cases, return or replacement of products are accepted by Shopclues –

  • If the wrong product is delivered then return or replacement is possible. A product will be demarcated to be delivered wrong if the style, size, or colour is different from that ordered.
  • If the product is unsatisfactory, Shopclues will either return or replace the same. Unsatisfactory can mean anything from expired product to low quality to inauthentic one.
  • If the product has manufacturing defect then it will be regarded as a defective product and the same is eligible for either return or replacement. (However, the product can’t be returned if the product is under the warranty of the manufacturer.)
  • Any physically damaged or tampered product or even packaging will be considered as a damaged product, which can be returned and replaced.
  • A product with wrong quantity, either missing parts or products, can be returned by the customer for replacement.
  • In case of electronic products only, you can return and in turn get a replacement if there is no invoice or warranty received.

 

What are the cases under which return or replacement of products are not accepted by Shopclues?

Replacement of order is not entertained by Shopclues if –

  • The products are either used or altered.
  • The products are returned without price tags, accessories, labels, and original packaging.
  • The serial number is tampered with.
  • The defective product is reported after the stipulated return period (10 days) from the date of delivery.
  • The defective product is covered under the warranty of either the manufacturer or the seller.
  • The missing or damaged product is reported to Shopclues after two days of delivery date.
  • The terms and condition of a product under specific promotion categorically mention about non-return or non-refund aspects.

 

Is CoD (Cash on delivery) payment option available?

Yes, Shopclues provides Cash on Delivery payment option on selected products. If CoD option is available for a particular product then it will be mentioned on the product page, after you give pincode in the designated field and check the same.

 

Is EMI payment option available?

Yes, ShopClues.com provides EMI payment option for orders that are above Rs. 2,500. If you are buying gold bars or gold coins, EMI payment option is not available.

EMI options are available for 10 banks including Axis Bank, SBI Card, ICICI Bank, HSBC Bank, Standard Chartered Bank, HDFC Bank, RBL Bank, Yes Bank, Kotak Mahindra Bank, and Citibank.